Certain officers, directors, and owners of the Tampa Bay Home Team have ownership interest in Home Team Loans LLC, DBA Motto Mortgage Home Team and is an affiliate of Joseph Kipping, P.A. DBA Tampa Bay Home Team. This is not an offer to enter into an agreement. This is not a commitment to lend. Not all customers will qualify. Rates are subject to change and are dependent on credit and underwriting criteria. Information, rates , and programs are subject to change without prior notice. All products are subject to credit and property approval by underwriter and lender. NMLS ID #2266269 (www.nmlsconsumeraccess.org) Call 1-800-401-6587. Copyright © 2023. All Rights Reserved. 

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